Easily Receive Payments

Supports Fiat Currency and Major Stablecoins

Expand your global business footprint through a payment system that covers more than 200 countries and regions and supports major stablecoins.

Create Enterprise Account

Introduction to The Front End of The Acquiring System

RMOC
Compliance Risk Control
Multi-Chain Aggregation
Withdraw Fiat Currency
Order Management

Acquiring Core

Management System

Mainstream Chain Support

Supports up to 28 mainstream blockchains, such as Ethereum, Solana and Polygon.

Wallet to Initiate Payment

Supports instant payment via wake-up from up to 60 wallet apps and wallet plugins, with seamless integration.

Support for Mainstream Stablecoins

Supports mainstream stablecoin payments, covering multiple scenarios and blockchains including USDT, USDC, etc.

Merchant QR Code Payment

The payment page generates a dynamic, unique QR code that can be customized with the amount and payment information, enabling post-payment reconciliation.

AI Smart Payment Support

Google AP2 and x402 support AI payment, supporting various LLM and Agent payment methods.

Pre-Authorized Payment

Support on-chain pre-authorization payment functionality to enable password-free and subscription-based payment scenarios.

Way 1

Mobile Payment

Way 2

PC Settlement Payment

Way 3

iRobot Settlement and Payment

Introduction to The Core Capabilities of The Acquiring System

End-to-End Compliance and Risk Control Automation
Based on License Plate Information Collection Standards
Orders | On-Chain | Personal Three-Way Pairing
Supports Fiat Currency Withdrawals From Legitimate Banks
RMOC
Compliance Risk Control
Multi-chain Aggregation
Withdraw Fiat Currency
Order Management

Acquiring Core

Management System

Compliance and Risk Control Capabilities
Intelligent Risk Control:

Relying on an embedded security SDK, it accurately identifies risks such as transaction environment, device fingerprints, and wallet address association.

On-chain Penetration:

Integrating globally leading KYA/KYT technology, deep behavioral analysis and asset traceability to intercept high-risk transactions;

Global Governance:

Directly connects to major global regulatory risk databases to automatically screen high-risk clients and transactions, including those on sanctions lists.

Multi-Chain Aggregation Engine
Dynamic Wallet:

Generates a clean receiving wallet address for each order, preventing its main wallet from being contaminated by black addresses;

Fast Aggregation:

Real-time on-chain monitoring of payer dynamics, which can be monitored when the first block is generated, and fast payment result confirmation capability;

Ultra-Low Gas:

Intelligent algorithm schedules and aggregates funds across multiple chains, solving the problem of high gas fees for small amounts of funds, and providing advance payment-level aggregation speed.

Order Matching Capabilities
Product Orders:

Product information, on-chain payment information, and payer information are matched to determine the financial ownership of the order;

Information Storage:

Based on the fingerprint of the browser or APP device, the unique payment identity of the person who makes multiple payments is identified and tracked in the long term;

Financial Reconciliation:

Connect to the client's own order management system, financial management system, and membership management system via system API.

Withdrawal of Fiat Currency and Digital Currency
Fiat Currency Withdrawal:

The access party can choose to accept only fiat currency withdrawals, and the system will transfer funds in USD or HKD through a bank-level account.

Stablecoin Withdrawal:

The access party can choose to receive stablecoin withdrawals to its own external wallet, supporting most blockchains and stablecoins;

Free Exchange:

Access users can freely exchange digital currency and fiat currency, and hold multiple currencies and multiple fiat currencies within the system at the same time.

Payment Acquiring System Functional Modules

Core Competency Overview

Omnichannel Payment Gateway

Multi-terminal user payment interaction layer

Operations Management Center

Order/Permission/Settlement Full Process Management

Compliance and Risk Control Engine

Global Compliance and Security Transaction Protection System

Omnichannel Payment Gateway

Multi-Terminal Cash Register

PC-based backend management, PC/H5 POS page, and mobile app checkout page.

Basic Payment Acquisition Tools

Generate QR code, activate wallet function, generate dynamic address

Open Interface Capabilities

Asynchronous callback interfaces, UI components

Core Matching Engine

A three-in-one matching engine for product orders, on-chain payment information, and customer information.

Operations Management Center

Order End-to-End Management

Product order management, payment information management, refund information management

Permissions and Operations

Role management, login management, approval workflow management

Settlement and Reconciliation

Collection and settlement, reconciliation functions, and automatic fiat currency exchange.

Data Hub

Order Data Integration Center, Customer Data Integration Center

Compliance and Risk Control Engine

Intelligent Risk Control Engine

Embedded security SDK; accurate risk identification.

Anti-Fraud and Anti-Cheating

Fraudulent transaction identification, high-risk transaction blocking, device fingerprint verification

KYC/KYT Compliance

Direct connection to major global regulatory risk databases; global identity verification and transaction traceability.

Compliance and Risk Control Analysis Center

Compliance report generation

Global Earnings (E2E)

Efficient end-to-end payment solutions for connecting emerging markets

In cross-border trade and global operations, the complexity of fund collection often becomes an obstacle to business expansion. Our end-to-end payment solution aims to break down geographical and currency barriers, providing you with the ultimate "one account, global payment" experience. This solution deeply integrates local fiat currency channels and stablecoin networks and is specifically optimized for large-volume trading scenarios in emerging markets, ensuring your fund flows are both compliant and efficient. It's not just a payment tool, but the central hub for your global fund management. Through a "one account, multiple collections" architecture, combined with the dual engine of fiat currency and stablecoins, we've created a high-speed channel for your funds from emerging markets to our Hong Kong headquarters. Compliant, fast, and capable of handling large transactions, it allows your global business to operate with complete flexibility.

Wide-area coverage: One household accesses emerging markets worldwide

Say goodbye to the hassle of opening separate bank accounts for each country. Our product supports a "one account, multiple income" structure, allowing you to manage your global funds through a single back office.

Core supported markets:

Deep coverage of three core economies in Africa – Ghana (GHS), Nigeria (NGN) and South Africa (ZAR).

Rapidly expanding network:

Our global footprint is expanding rapidly. We will soon support over ten high-potential markets, including Tanzania, Zambia, Kenya, Brazil, Mexico, helping you seize business opportunities.

Instant Settlement: Closed-loop fund transfer within 24 hours

In an era where cash flow is king, speed determines efficiency. We strive for "funds arriving within 24 hours of the calendar day," far exceeding the 3-5 business days of traditional cross-border remittances.

Efficient payment processing:

The funds will be quickly deposited into your Hong Kong bank account under the same name.

Flexible deposits:

Deposits are supported in USD and HKD, allowing you to conduct local financial accounting or reinvestment without worrying about complicated currency conversions.

Compliance Safeguards: Licensed Partner Network

Security is the bottom line for payments. We have built a compliance network through licensed partners overseas to ensure that every cross-border fund transfer complies with local financial regulatory requirements, helping you avoid potential legal and compliance risks.

Large-scale Customization/OTC: Meeting enterprise-level funding needs

Designed specifically for medium to large enterprises and large-volume trading scenarios, it supports large transactions ranging from $15,000 to $3 million per transaction. Whether it's B2B trade settlement or group fund transfers, we can provide stable and secure capacity.

Service Parameters Overview

Core Coverage

Ghana, Nigeria, South Africa

Africa core markets

Coming Soon

Tanzania, Zambia, Kenya, Brazil, Mexico, etc.

Continuing to expand its global footprint

Transaction Size

Single transaction: USD 15,000 - 3,000,000

Designed specifically for large corporate transactions

Settlement Time Limit

Funds arrive within 24 hours

Hong Kong same name bank account

Supported Currencies

Fiat currency (GHS/NGN/ZAR, etc.) 

Flexible collection from local market

Service Time

Africa: Hong Kong weekdays 15:30-21:00

Adapt to local business practices

Stablecoin Payments

Payment Address Ownership Verification

Address ownership verification (whitelist)
Verification: micro-deposit or message signing
Submit deposit request after verification
On-chain transfer confirmed, funds credited automatically

Non-whitelist Deposits/Third-Party Payment

Dynamic address & fixed address supported
Submit payer info, wallet address & trade docs
Dedicated collection address issued after approval
Notify payer → transfer → on-chain confirmation
Whitelist Method 1

Small Amount Verification (Personal Wallet Only)

Fill in the required information for recharge verification, including Coin Code, Network, and Address.

Customers use the wallet address to be added to the whitelist to make digital currency transfers to the deposit address shown on the real-world interface. The transfer amount must match the Total Received amount shown on the interface.

Whitelist Method 2

Signature Verification

Click "Add whitelist address," and a pop-up window will appear. Select "Signature Verification" and fill in the information required for message signature authentication, including Network and Address.

The message signature can be obtained at the place shown in the screenshot.

Ready for A New Era of Payments?

OristaPay is revolutionizing the payments experience for businesses worldwide. Contact us today to learn how to help your global business operate efficiently.